Roof Repair – Fixing Asphalt Roofing Issues

 

Even the smallest roofing issue can escalate quickly since the elements can make things worse rather quickly. An asphalt roof has a typical lifespan of anywhere between 15-25 years. With the right maintenance and occasional roof repair, your roof can last a long while. In case you run into some problems with your roof, don’t disregard the issues that you find. Be sure that every single one of them is dealt with accordingly to avoid costly repairs in the long run.

 Here are ways on how you can fix and prevent roofing issues:

 Look for broken shingles – a hurricane or hailstorm can be quite damaging to property especially the roofs of houses. These natural phenomena can damage your roof quite easily. As for asphalt roofing, the damage can be quite apparent. A quick visual inspection can tell you whether or not a Florence roof repair is necessary. However, be sure that you are thorough. Any overlooked areas can be problematic later on.

 Look for missing shingles – broken pieces of shingles are one common and so is missing entire sections of shingles. At the first sight of missing shingles, call your local roofing contractor right away. Missing shingles are not good for your roof. Most of the time, missing shingles happen on roofs that are old enough that the individual shingles can easily dislodge with slight persuasion. In any case, have your roof repaired immediately as the problem could escalate one leak occur.

 Holes on the roof – holes on the roof are not common. If your roof has been through a lot, it’s likely to have sustained some damages that have gone overlooked. This is the reason why you should always schedule roof maintenance. While some roofing issues are quite apparent, some aren’t. Leaks can result from holes on the roof. Even the smallest cracks can cause your roof to deteriorate prematurely.

 Schedule maintenance – the best thing that you can do about roofing issues is preventing them from happening. Roofing materials can last a few decades if cared for properly. This is where roofing maintenance comes in. An annual check from your local roofer can be helpful. Do bear in mind that scheduling roof maintenance is cheaper than having to do repairs.

 Is it advised to do your own roof repairs?

 The short answer is, no. It is not advised for homeowners to do their own roof repairs, inspections, and other roof-related tasks. There are several reasons for this. One is the quality of the work. Any homeowner can patch up a roof. The quality of the repair is never guaranteed. The problem may go away for some time but could resurface later on. To prevent this from happening, always consider hiring an expert roofer for any roofing tasks. And the people who won’t like this is your insurance company. Always choose to hire professionals like Florence Roofing Experts for all of your roofing concerns.

 Do you have roofing issues? Don’t wait for the problems to worsen! Call Florence Roofing Experts today at  (843) 212-7825.

Florence Roofing Experts
Florence, SC 29501
843-212-7825
http://florenceroofingpros.com

Are Roof Leaks Covered By Homeowners Insurance?

One in fifteen homes will file for an insurance claim this year and most of those claims will be about roof leaks. The primary cause of homeowners insurance claims are wind and hail and repairing the damage they bring can cost thousands of dollars. You might be among the countless homeowners who are asking how to repair a leaky roof and how to get homeowners insurance policy to cover your roof replacement. In most instances, a roof leak is covered by your homeowners insurance policy. But its cause is what determines if the damage will be covered. Furthermore, your home’s roof might only be partially covered for the cost of fixing or replacing it. What Can Be Covered By Insurance? A typical homeowners insurance policy will cover the most common risks to a home and they are commonly listed as covered perils in an insurance policy. There are a few policies that cover all perils but not those that are have been listed as not included. The perils, which may damage your roof, that are covered by your insurance include hail, wind, falling branches, and the weight of snow. Meanwhile, the commonly named exclusions that might cause a roof leak but will not be covered by your insurance are neglect, wet rot, mold, fungus, deterioration, wear and tear, expanding, bulging, shrinking, settling, and pest infestation. Your homeowners insurance policy will most likely have more named exclusions but the ones listed above are the most common ones. In case the Florence roof leak is caused by at least one of these conditions, your claim will not be covered. Keep in mind that a home insurance policy is not a maintenance policy and the ones listed above are actually maintenance items that homeowners like you need to deal with. Accidental and sudden damages are the only ones that will be covered by homeowners insurance policies. A few roof leak claims that are covered include falling trees or limbs, windstorm or hail, vandalism or malicious mischief, weight of snow, ice, or sleet, and other falling objects. All of these risks are either accidental or sudden with the exclusion of vandalism or malicious mischief. The latter are still covered because the damage caused is not the fault of the homeowner. Understanding Roof Coverage The majority of the cost of repairing or rebuilding your home is covered at full replacement cost, and that means if the roof damage is worth $10,000 to repair by a roofing contractor, then the insurance will pay you that same amount, less your deductible. The roof is covered for its actual cash value, which is actually a depreciated value based on its deterioration according to its age. Every insurer can use a different method to compute roof depreciation, however, it is common to insure roofs for the actual cash value and not the replacement cost. There are also some insurers who offer full replacement cost for older and newer roofs. However, this type of coverage is becoming less common these days. In case your insurer utilizes a 30 year life expectancy for your roof and your roof is already 20 years old when it had a leak, you can safely bet that your roof repair claim will not be paid at the full cost of the repair or replacement. Your insurer may pay half of the cost. Although not all insurance company penalize those who have older roofs, many of them do. You will find insurers who provide an optional add on to your homeowners insurance policy that gives better roof coverage and gets rid of some of the inconveniences when making roof claims.

Call Florence Roofing Experts if you are having problems with roof leaks.

Florence Roofing Experts Florence, SC 29501 843-212-7825 http://florenceroofingpros.com

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